Working with us is easy, and we take immense pride in keeping you clued in throughout the entire process. The first step is even complimentary, as we truly want you to get the most you can out of our services.

Step One: IDR Program Identification and Qualification

We will walk you through the multiple government programs to help you identify the most beneficial one considering your unique situation.

Step Two: Document Preparation

During this step, we will prepare any of the following for you: IDR Application, PSLF Application, Loan Consolidation, Forbearance Request, Deferment Request, Partial Financial Hardship, Rehabilitation Programs, and Total Permanent Disability Discharge.

Step Three: Yearly Recertification

As required by the U.S. Department of Education once you enroll into any of these forgiveness programs. Recertification is required so that your enrollment benefits continue uninterrupted.

Step Four: Recertification Due to Change of Income and/or Employment Status

We will help you recertify as soon as possible if there are sudden changes to your income or your employment status. For example, if you lose your job, become disabled, or start working for a non-profit organization, the government, or for any other public-sector entity, you must recertify right away as all of these scenarios can lower your monthly payments even more.

Step Five: Updates

We will keep you updated as to any changes to existing programs or the creation of new ones that can be of additional benefit to you.

Reach out to us today to find out more about our process, we would be more than happy to speak with you.